Supervision of banking activities

The study aims to know what banking supervision is and to study its characteristics in order to identify the obstacles that hinder this supervision in order to confront them to ensure increased competition and expansion of credit granting.
Based on this, the study addressed the concept of banking supervision, its importance, objectives, pillars, most important characteristics, obstacles, means of reducing these obstacles, and the extent to which banking supervision contributes to avoiding banks’ hurricanes and bankruptcies, and achieving banking adequacy and solvency, and liquidity, which reflects the bank’s ability to fulfill its financial obligations. And his credit commitments to customers and all related parties at the specified times.
The study reached some points that may contribute to creating obstacles facing the effectiveness of banking supervision, such as excessive supervision operations, lack of flexibility, arbitrary supervision, uncertainty about the validity and seriousness of the information provided or the violations committed, or the failure to evaluate them properly and correctly in a timely manner, and that work Avoiding these obstacles ensures the achievement of banking supervision. In order to ensure the preservation of the rights of depositors and shareholders alike, and to achieve the role of the banking system in comprehensive development.